Tag Archives: Future

Stop Freaking Out About Your Future Finances

It’s almost the end of February so if you’re a responsible adult, you’ve filed your taxes. Now you’re waiting for that highly anticipated tax refund check. It’s probably one of the few times a year all of the 20-somethings in the world feel financially stable and like they rule the world.

Why limit that feeling to only one time a year? Your personal finances should not freak you out. If you have a good job with a respectable income, then money should not cause you anxiety. I’ll admit for a while money, credit cards, investing and budgeting were all things that stressed me out. I was paranoid that the money I saved would magically disappear. Guess what, there is not a money stealing fairy that takes all of your money in the middle of the night. You just have to be smart about saving for the future.

A budget spreadsheet should be your best friend. It’s a really simple way to track your spending. There are different apps out there that can do the same. Knowing where you money goes is the only way to reduce expenses and save more. Now how do you take your finances to the next level?

Investing. Yes, that big scary word that doesn’t really make scene to a lot of people. I am of the Carrie Bradshaw mindset: “I like my money where I can see it…hanging in my closet.” Fair point because at least Carrie (and others) know where their money is going. With investing, it’s a bit more ambiguous. You know what you’re investing in but aren’t sure how your money will fare in the market.

There are lots of resources that can help you figure out how to invest your money. One example Quandl, a centralized website that pulls financial and economic data together as a tool for people to use when investing. Their futures page show over 100 options for investing and provides data on each over a period of time. So before you put your money anywhere, you’d want to check out trends and historical data to make an educated decision.

Managing your money boils down to needs versus wants. As long as you maintain a balance between the two while planning for the future, you’ll be set. Add in some smart investments and you’re in a good place. I know it might not be as easy as it sound in this post. But if you remove some of the fear you might have about finances, it does make the process less painful.

Our Obsession with 20-Somethings

Everywhere you look on social media, there are articles about the 20-somethings. From Thought Catalog to Elite Daily, there are lists of fun activities to do in your twenties and others filled with thought-provoking lists of goals to never give up on during your twenties. I, along with every other 20-something, retweets, prints and highlights these articles. My question is why?

twentiesYour twenties is the decade where you do the most soul-searching. Typically, you’re just starting your career, haven’t found that special someone yet and certainly do not have kids. The responsibility of adulthoood is overwhelming and you’re barely breathing some days. How could you ever be responsible for another life?! But that’s how I see my twenties; it doesn’t mean the rest of the world does or should view it like me.

The millennial generation, myself included, is obsessed with defining the 20-something. We read, post and beg for a definition, a plan for each of us to follow. I don’t know if it’s insecurity or uncertainty but there is something there. For me, I am unsure of the future, what exactly I want and how it’s all going to play out. I read these articles across every social media forum searching for the exact answer on how to proceed confidently into the future.

Well guess what? No one, no article or Twitter account can provide me with the right way to take my journey. Sure, reading them is harmless enough as long as you don’t define your life by them. It is perfectlylife ahead fine to be 30, single with a kick-ass career. In the same breath, it’s great to be 24, married and wanting nothing more than to raise babies. Bottom line: It’s your life, own it and make choices based on your happiness, no one else’s.

The 20-somethings are an interesting group whose perspectives are constantly evolving. We have a lot to say about the world and our place in it. So if you’re a 20-something, own your twenties in whichever way you want. If you’re not, have a conversation with one and share your knowledge with them. They will appreciate it!

Paula’s Past Shapes Her Future

Language and communication impact our lives every day, in both positive and negative ways. The words we use shape our personal brand as well as our relationships. There is no better example this statement then Paula Deen. Within the last month, Deen has gone from Food Network icon to a racist tyrant who demeans her employees. How did this star fall from grace so quickly?

It started when Deen told a prosecutor that she had used the “N” word before. Since she was under oath, one would assume that she was telling the truth. The firestorm then began, with people researching exactly when Deen used the derogatory term throughout her lifetime. A couple of suspected instances from her past came up and quickly she was labeled as a racist. Endorsements disappeared and The Food Network cancelled her show, despite her pleading video apologies to fans and a tearful appearance on The Today Show. Paula Deen’s career as she knows it, is over.

No one should use derogatory terms, regardless of their status as a celebrity or otherwise. Paula Deen is no exception to this statement. However, it appears that this woman’s past is being brought up and her entire reputation is being dragged through the mud. The word she used sounds like it is being taken out of context. Now, let me make this clear: I am not condoning her use of the word or using the word at all. But, in the situation she was in, being held at gunpoint, could anyone blame her for using the word?

We all can sit and speculate if Paula Deen has used the “N” word or other offensive terms in her lifetime. But, she told the truth on the stand that day. She deserves some credit for that. Now, her entire career and life have completed changed, for one alleged mistake that happened 30 years ago. If your life was examined, would you be proud of every word choice you’ve made?

Regardless of what Paula Deen has said or done, the bottom line is your past can come back to haunt you. As a young adult, the actions I take today can and will affect me tomorrow. That is the lesson we all should learn from Paula Deen’s current situation. The words and language we use to communicate whether professionally or in joking around will be judged by others. Words you find inoffensive can potentially bother someone else. If using such a word is questionable in your mind, then just don’t say it.

Unfortunately, Paula Deen learned this lesson the hard way. But, for the rest of us, it is a shining example of how the way we choice to communicate can impact us in the future. Below is Deen’s interview from The Today Show. Do you think she is telling the truth?

Motivation Mondays: Coulda Woulda Shoulda

“So many roads, so many detours. So many choices, so many mistakes. As we drive along this road called life, occasionally a gal will find herself a little lost. When that happens, I guess she has to let go of the coulda, shoulda, woulda buckle up, and just keep going. As we speed along this endless road to the destination called ”Who We Hope To Be,” I can’t help but whine, are we there yet?” – Sex & The City

As you may have guessed, I am a huge Sex and the City fan. While the show and its character are fictional, I’ve learned quite a few life lessons from Carrie Bradshaw, Miranda Hobbs, Charlotte York and Samantha Jones. From relationship advice to life mantras, the show has provided inspirational quotes and poignant moments that many young woman can identify with. For this week’s Motivation Monday post, I’m sharing one of my favorites with you.

In the episode “Coulda Woulda Shoulda,” each of the leading ladies is at a crossroads in their life. Miranda finds out she is pregnant, Carrie questions a life-changing decision she made twenty years ago while Charlotte struggles to have a baby and Samantha has career issues. Each finds themselves wondering about all the possibilities that could have been if they made different choices. As a young adult and professional, I often find myself second-guessing most decisions I make. I over think and pine over my choices, wondering if I made the right one. Most of the time, I’m more concerned with how my decision will impact my future. There have been times I’ve been so focused on the “what if” that I’ve kept myself awake at night.

You can see Carrie doing the same thing in this episode. She plays through a million scenarios in her head, something I am all to familiar with. As I’ve gotten older, I realized that obsessing over what could have been will only lead to more heartbreak. Within the last year, there have been so many situations that I never could have imagined happening. Some were good, others were terrible but each led me to where I am today; and the place I am at right now is a pretty good one. I am a firm believer that everything happens for a reason, just sometimes you don’t know what that reason is until later on. Instead of worrying about what could have been, we each should celebrate what is happening now. It’s hard to not wonder about all of the “coulda woulda shoulda” moments from the past. But, focusing on the present is the only real way to be happy.

Of Undisputed Origin

Life Advice from Brilliant Minds

Filter, Please!

Confessions, Ramblings of a Blunt Chick

ChickpeaCards

Handcrafted custom made paper goods

Chit Chat Tracker

Keeping You In Touch, One Story At A Time!

Pint-sized Girl in the Big World

Daily musings from across the pond

Kerry Patricia Creations

Film. Photography. Life.

Unwritten

Fashion & Lifestyle Destination For Millennials

The Official Blog of PPRA

Inspiring Excellence in Public Relations

today was meaningful

a collection of thoughts, life lessons, and days full of meaning.

United We Eat

all for the love of food

Temple PRSSA

The Temple University Chapter of the Public Relations Student Society of America

Jade & The City

Dreaming & scheming my way through the city

Thought Catalog

Thought Catalog is a digital youth culture magazine dedicated to your stories and ideas.

Social is a Lifestyle

Love what you do. Do what you love.

Michael Cavacini

An award-winning arts and culture blog.

PRactical Politics

A place to share my opinions and thoughts about all things public relations & politics. Look out for the occasional travel post as well!

One Guy's Journey

A place to talk about life, career, and everything in between...

Bake Sales and Boot Camp

Surviving one cupcake at a time!

Confessions of a PR Graduate

Documenting my post-grad journey